I am Dhirendra Singh, a Product Owner and Team Lead with 15+ years of experience in Billing & Payments domain across Fintech, Brokerage, and Subscription platforms. I specialize in payment state machines, PSP integrations, fraud & risk, dunning, invoicing, and subscription lifecycle for B2C products. I am currently based in Limassol, Cyprus and available for Immediate Joining. Looking for a PO / Team Lead role in Billing & Payments where I can drive revenue, reduce churn, and scale payment systems. Open to opportunities in Cyprus and Remote EU.