#vacancy #вакансия #Risk
#Compliance #Transactions
❗UK or Latvia residents only
**Position: Risk officer
Location: UK/Latvia**

Position Overview:
The company is a globally recognized brand in the payments industry, working with international clients and maintaining high operational and compliance standards. We are seeking a Risk Officer with strong practical expertise in payments and merchant onboarding.
The role requires deep operational knowledge of correspondent banking relationships, international payment flows, and merchant due diligence procedures.

**Key Responsibilities:
**
1. Payments & Correspondent Banking:
- Demonstrate deep understanding of correspondent banking relationships.
- Manage payment chains and settlement flows.
- Work with SEPA, SWIFT, Faster Payments and other international schemes.
- Support transaction monitoring processes and understand monitoring rules and principles.
- Handle bank queries and transaction-related compliance checks.
- Support interactions with acquiring and banking partners.

2. Merchant Onboarding & Due Diligence:
- Oversee Merchant Due Diligence procedures.
- Apply KYC principles and onboarding standards.
- Conduct company verification and documentation review.
- Participate in underwriting processes and merchant risk assessment.
- Define and apply onboarding, monitoring, and control criteria.

**3. Risk & Compliance Support:
- **Conduct risk assessments and analyze documentation and reports.
- Identify risks and propose commercially viable controls.
- Support preparation for interactions with banks and acquiring partners.
- Ensure documentation complies with UK & EU regulations and International Payment System standards.
- Contribute to internal reporting where required.

Requirements:
- Deep understanding of correspondent banking and international payment systems.
- Practical experience with SEPA, SWIFT, Faster Payments and cross-border transactions.
- Proven experience in merchant onboarding and due diligence.
- Strong knowledge of KYC, AML principles, and transaction monitoring.
- Experience working with banks and payment institutions.
- Russian native
- Fluent English
- Technical education preferred; economic background with strong analytical orientation is acceptable.
- Strong analytical mindset and structured approach.
- UK or Latvia residents only

**Conditions:
**- Fully remote.
- Full-time position.
- Competitive compensation package, discussed individually.

To apply:
https://app.happlicant.com/invitation/1fd2041d-17f1-4733-b9d8-a31b6a7db5fd
To apply:
@Anny_Sunrise